// WHAT YOU GET

One search.
The full dossier.

Type a company name or number and get the complete risk picture for any company registered in England & Wales: score, court records, insolvency events, charges, and five years of filed accounts. Free to search, no card — freemium pricing.

Create Free Account → Search a Company
PROFILE MANIFEST / PER COMPANY
01R-Score & risk rating: 0–100 gauge, 1–10 rating, plain-English narrative
02Five years of financials — every ratio explained
03CCJs — from HMCTS court records
04Winding-up petitions — from The Gazette
05Charges & filing behaviour: secured debt, overdue filings
06Directors & PSCs — current and resigned
// 01 / THE PROFILE

What a company profile shows

R-Score & risk rating

A 0–100 score gauge and a 1–10 risk rating built from filed accounts, CCJs, charges, overdue filings and winding-up petitions. How it is calculated.

Five years of financials

Turnover, profit, net assets, cash and debt from filed accounts, charted year by year. Every ratio comes with a plain-English explanation.

CCJs & court records

County Court Judgments from HMCTS court records, with amounts and dates. A CCJ means a creditor had to sue to get paid.

Winding-up petitions

Insolvency events from The Gazette. An active winding-up petition forces the risk rating to 10 (Distressed), whatever the accounts say.

Charges & filings

Mortgages and security granted over the company's assets, plus filing behaviour. Overdue accounts and confirmation statements are flagged.

Directors & shareholders

Current and resigned directors, and people with significant control, from Companies House records.

// 02 / ACTIONS

What you can do with it

Set credit terms with evidence. Read the risk rating and the financials before you agree payment terms with a new customer.
Watch for deterioration. Add companies to a watchlist and get alerts when a new CCJ is registered, a winding-up petition appears, accounts go overdue or the score moves.
Send a report. Download any profile as a PDF report, free, to share or keep on file.
Screen whole markets. The AI Agentic Screener filters 5.1 million companies by plain-English criteria and returns a CSV.
Build on the data. The Open API serves scores, narratives, contacts and batch enrichment, with a free trial key.
// 03 / WHO IT IS FOR

Who uses it

Suppliers & tradersCheck a customer before you ship on credit terms. The score, CCJs and overdue filings answer the question in one search.
Accountants & bookkeepersMonitor client companies and counterparties. Alerts land when a risk profile changes, so you hear it from the record, not from the client.
Investors & lendersReview five years of filed financials, charges and insolvency signals before money moves.
DirectorsSee your own company as a creditor sees it. Fix adverse signals early: file on time, clear CCJs, reduce gearing.
// 04 / WHY FREE

Why the core is free

Black Flag Alert uses a freemium pricing model. The core reports are free because the product is the network, not the paywall. Free reports bring companies and users in; the proprietary data built on top is the long-term value.

All inputs are primary public records: Companies House filings, HMCTS court records, The Gazette and the charges register. We compute the R-Score ourselves from those sources. We do not resell credit bureau data, and searching a company leaves no footprint on its record.

Create Free Account → See How It Works